Loan Programs


We cover the entire life cycle of real estate investing from New Construction to Fix & Flip to Permanent Financing for Multifamily and 1-4 Family Investment Properties

With our deep industry knowledge and broad access to capital we are equipped to advise you on the best loan product available tailored to fit your needs

Beyond Brrrr Financing Programs

Lite Doc DSCR

1-8 Units

  • Rates starting in 6's

  • Loan size $150k+

  • Up to 80 LTV Purchase

  • Up to 75 LTV Cash Out Refi

  • No Tax Returns or W2's

  • Close in 2-3 weeks

  • Portfolio Options available

  • Short-Term Rental options available

  • "Interest Only" available

  • 30 Year Amortization

  • 30 Year Rate Lock

Fix & Flip

1-4 Unit

  • Rates starting in 10's

  • Up to 92.5% of Purchase Price

  • 100% of Rehab Budget

  • Up to 75% Loan to ARV

  • Loan Size $100K-2M

  • Close in as little as 7 days

  • No Tax Returns or W2's

  • 12-18 Month "Interest Only"

  • Minimum FICO 650*

  • If you have a partner we can use the higher of your midscores

  • Guarantee only required by 51% of membership

  • No Prepayment Penalty

Direct Lender New Construction

1-4 Unit

  • Rates starting in 10's

  • Up to 90% LTC

  • Up to 75% Loan to ARV

  • Up to 75% of Purchase Price

  • $500K-$2M Max Loan, up to $5M with exception

  • Eligible Properties: 1-4 family, 2-4 unit warrantable condos, 2-4 unit townhomes

  • No Tax Returns or W2's

  • 12-18 Month "Interest Only"

  • Minimum FICO 650

  • No Prepayment Penalty

Private Financing

1-4 Units

  • Rates starting in 7's

  • Up to 80% LTV Purchase

  • Up to 75% LTV Cash Out Refi

  • Portfolio Options Available

  • Close in 2-3 weeks

  • No Tax Returns or W2's

  • "Interest Only" available

  • 30 Year Amortization

  • 30 Year Rate Lock

  • Minimum FICO 660

  • Prepayment Penalty - Various options available

  • Recourse

  • N/A in AK AZ CA NV ND SD VT

Bank and Credit Union

5+ Unit Multifamily

  • Rates starting in 7’s

  • Loan size 500k+

  • Up to 80 LTV Purchase

  • Up to 75 LTV Cash Out Refi

  • Recourse financing

  • Full doc underwriting

  • Close in 45-60 days

  • Portfolio Options Available

  • Interest Only Options Available

  • No prepayment penalty options available

Government Agency

5+ Unit Multifamily

  • Rates starting in 6's

  • Loan size 1.2m+

  • Up to 80 LTV Purchase

  • Up to 75 LTV Cash Out refi

  • Non recourse

  • No Tax returns

  • Close in 45-60 days

  • Portfolio Options Available

  • Interest only options available

  • 5-15 year rate lock

  • 30 year amortization

  • Prepayment penalty - Yield maintenance or step down prepay

GSM Commercial Capital Programs

For any inquiries about programs under this section, please visit GSM Commercial Capital by clicking here.

Bridge Loans for Acquisition & Renovations

5+ Unit New Construction

Direct Lender or Bank Financing

  • Rates starting in 10's

  • Up to 85% LTC

  • Up to 65% Loan to ARV

  • Up to 65% of Purchase Price

  • $500K- $5MM Max Loan, up to $10MM with exception

  • Eligible Properties - 5+ Unit Multifamily, 5+ unit warrantable condos, 5+ unit townhomes

  • No Tax Returns or W2's

  • 12-24 Month "Interest Only"

  • Minimum FICO 650

  • No Prepayment Penalty

  • N/A in AK AZ CA NV ND SD VT

Bank & Credit Union

5+ Unit Multifamily

  • Rates starting in 6’s

  • Loan size $500K+

  • Up to 80 LTV Purchase

  • Up to 75 LTV Cash Out Refi

  • Close in 45-60 days

  • Portfolio Options available

  • "Interest Only" available

  • 30 Year Amortization

  • 5 Year Rate Lock

  • No Prepayment Penalty options available

5+ Unit Multifamily Bridge

Low Doc Direct Lender / Government Agency

  • Rates starting in 7's

  • Up to 80% LTC of Purchase Price

  • 100% of Rehab Budget

  • Up to 70% Loan to ARV

  • Loan Size $300k-$100MM+

  • Close within 45 days

  • No Tax Returns or W2's

  • 12-24 Month "Interest Only"

  • Minimum FICO 650* If you have a partner we can use the higher of your midscores

  • Guarantee only required by 51% of membership

  • No Prepayment Penalty

  • All States

Government Agency

5+ Unit Multifamily

  • Rates starting in 5's

  • Loan size $1.2M+

  • Up to 80 LTV Purchase

  • Up to 75 LTV Cash Out Refi

  • No Tax Returns or W2's

  • Close in 45-60 days

  • Portfolio Options available

  • "Interest Only" available

  • 30 Year Amortization

  • 5-15 Year Rate Lock

  • Prepayment Penalty - Yield maintenance or step down prepay

Ready to get started?

Contact Info:

[email protected]

+1 855-757-1877