Loan Programs
We cover the entire life cycle of real estate investing from New Construction to Fix & Flip to Permanent Financing for Multifamily and 1-4 Family Investment Properties
With our deep industry knowledge and broad access to capital we are equipped to advise you on the best loan product available tailored to fit your needs
Long Term "Permanent" Financing Programs
Lite Doc DSCR
1-4 Units
Rates starting in 6's
Loan size 150k+
Up to 80 LTV Purchase
Up to 75 LTV Cash Out Refi
Recourse financing
No Tax Returns or W2's
Close in 2-3 weeks
Portfolio Options available
"Interest Only" available
30 Year Amortization
30 Year Rate Lock
Prepayment Penalty - Various options available
N/A in AK AZ CA NV ND SD VT
Bank and Credit Union
5+ Unit Multifamily
Rates starting in 6’s
Loan size 500k+
Up to 80 LTV Purchase
Up to 75 LTV Cash Out Refi
Recourse financing
Full doc underwriting
Close in 45-60 days
Portfolio Options available
"Interest Only" available
25 Year Amortization
5 Year Rate Lock
No Prepayment Penalty options available
Nationwide
Government Agency
5+ Unit Multifamily
Rates starting in 5's
Loan size 1.2m+
Up to 80 LTV Purchase
Up to 75 LTV Cash Out Refi
Non recourse
No Tax Returns or W2's
Close in 45-60 days
Portfolio Options available
"Interest Only" available
30 Year Amortization
5-15 Year Rate Lock
Prepayment Penalty - Yield maintenance or step down prepay
Nationwide
Private Financing
1-4 Units
Rates starting in 7's
Up to 80% LTV Purchase
Up to 75% LTV Cash Out Refi
Portfolio Options Available
Close in 2-3 weeks
No Tax Returns or W2's
"Interest Only" available
30 Year Amortization
30 Year Rate Lock
Minimum FICO 660
Prepayment Penalty - Various options available
Recourse
N/A in AK AZ CA NV ND SD VT
Bank and Credit Union
5+ Unit Multifamily
Rates starting in 7’s
Loan size 500k+
Up to 80 LTV Purchase
Up to 75 LTV Cash Out Refi
Recourse financing
Full doc underwriting
Close in 45-60 days
Portfolio Options Available
Interest Only Options Available
No prepayment penalty options available
Government Agency
5+ Unit Multifamily
Rates starting in 6's
Loan size 1.2m+
Up to 80 LTV Purchase
Up to 75 LTV Cash Out refi
Non recourse
No Tax returns
Close in 45-60 days
Portfolio Options Available
Interest only options available
5-15 year rate lock
30 year amortization
Prepayment penalty - Yield maintenance or step down prepay
Bridge Loans for Acquisition & Renovations
Bridge Loans for Acquisition & Renovations
1-4 Family Fix and Flip
Low Doc Direct Lender
Rates starting in 10's
Up to 92.5% of Purchase Price
100% of Rehab Budget
Up to 70% Loan to ARV
Loan Size $100k-2MM
Close in as little as 7 days
No Tax Returns or W2's
12-18 Month "Interest Only"
Minimum FICO 650* If you have a partner we can use the higher of your midscores
Guarantee only required by 51% of membership
No Prepayment Penalty
N/A in AK AZ CA NV ND SD VT
5+ Unit Multifamily Bridge
Low Doc Direct Lender / Government Agency
Rates starting in 7's
Up to 80% LTC of Purchase Price
100% of Rehab Budget
Up to 70% Loan to ARV
Loan Size $300k-$100MM+
Close within 45 days
No Tax Returns or W2's
12-24 Month "Interest Only"
Minimum FICO 650* If you have a partner we can use the higher of your midscores
Guarantee only required by 51% of membership
No Prepayment Penalty
All States
New Construction
1-4 Unit
Direct Lender
Rates starting in 10's
Up to 90% LTC
Up to 75% Loan to ARV
Up to 75% of Purchase Price
$500K-$2MM Max Loan, up to $5MM with exception
Eligible Properties - 1-4 family, 2-4 unit warrantable condos, 2-4 unit townhomes
No Tax Returns or W2's
12-18 Month "Interest Only"
Minimum FICO 650
No Prepayment Penalty
N/A in AK AZ CA NV ND SD VT
5+ Unit
Direct Lender or Bank Financing
Rates starting in 10's
Up to 85% LTC
Up to 65% Loan to ARV
Up to 65% of Purchase Price
$500K- $5MM Max Loan, up to $10MM with exception
Eligible Properties - 5+ Unit Multifamily, 5+ unit warrantable condos, 5+ unit townhomes
No Tax Returns or W2's
12-24 Month "Interest Only"
Minimum FICO 650
No Prepayment Penalty
N/A in AK AZ CA NV ND SD VT
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